Your ​Mortgage ​Experts for ​Decades

Honest Answers,

Stress-Free Closings.

801-722-9784

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Heather Mackenzie

801-722-9783

NMLS #275785

Eric Gibbs

801-722-9784

NMLS#66086


Call or text us today!

Your local experts.

The Surety First Mortgage Team is dedicated to offering ​clients top-quality home loans coupled with some of the ​lowest mortgage rates in Utah, Idaho, and Colorado. ​Whether you're a first-time homebuyer, purchasing your ​dream home, refinancing an existing loan, or ​consolidating debt, our team of seasoned mortgage ​professionals is here to help turn your dreams into ​reality.


At Surety First Mortgage, our primary objective is to ​build enduring relationships with each of our clients, ​enabling us to provide exceptional service for years to ​come. Based in Midway, Utah, we deliver unmatched ​mortgage and refinance services to clients throughout ​Utah, Idaho, and Colorado.


DBA Surety First Mortgage LLC in Utah/ Colorado/ Idaho and is Regulated by The ​Division Of Real Estate. Surety First Mortgage LLC is Licensed and Trademarked.


Home Purchase Loans

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Specialty Areas

Home Refinance Loans

Mortgage Payment

Jumbo Home Loans

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Our Services

Getting started is easy. We offer ​very competitive rates, have great ​service, and always close on time.

  • VA loans
  • FHA loans
  • Conventional Home Loans
  • Home Refinance Loans
  • Home Equity Line of Credit (HELOC)
  • DSCR [Investor Loans]
  • Home Purchase Loans
  • Second Home Loans
  • Jumbo (High Price) Home Loans

Client Testimonials

What our clients have to say about our work

Contact Us!

Surety First Mortgage

NMLS #472992

PO Box 991

Midway, UT 84049

Licensing:

Surety First Mortgage Broker,

NMLS #472992


Heather Mackenzie

901-722-9783

NMLS #275785

Eric Gibbs

801-722-9784

NMLS# 66086